Cashless payments have been gaining popularity in recent years. Why this happens, we will analyze in the article.
To begin with, it is worth saying that cashless payments are understood as payments made by bank cards and electronic means: online wallets, network, mobile money, etc.
Yes, you can’t pay by bank transfer in minibuses and fruit stands. But on the other hand, there is no need to stand in line at exchange offices. The convenience of this method is difficult to overestimate. Let's take a look at the main benefits.
Comfortable payment
The convenience lies in the fact that you do not need to count money from your wallet or wait for change. With the advent of contactless cards, this process has become even easier: you simply attach the card, and you do not need to enter a password up to a certain amount.
Security
Not only will you protect yourself from typical situations “the saleswoman again cheated for 16 rubles!”, but also in case of loss or theft of the card, you can minimize the damage. The money will still be in your account. You just need to block the card in time and contact the bank to reissue it. With stolen cash, the chance of your money being recovered is reduced to a minimum.
Spending control
With non-cash payments, you see the history of all your purchases. This is useful for those who maintain a family budget and strive for the most efficient distribution of resources. One caveat, all your transactions will be visible to banks, and if necessary, this data can be used for personal purposes.
Income
In order to attract customers, banks offer users a pleasant reward for using cards: accruing interest on the balance on the card or accumulating bonuses that can then be paid in stores.
Ease of transporting money abroad
When entering another country, there are restrictions on the import of cash. This rule does not apply to non-cash funds.
Paying in online stores
It is extremely inconvenient to pay with paper money in online stores. There are options when an invoice is sent to the e-mail, and the client pays for the order at the bank. A better option is pay on delivery. But this method is not found in all online sites.
With non-cash everything is much easier for you: you simply enter the necessary data and confirm the withdrawal of money via SMS. Payment is made, it remains only to wait for the purchase.
Our online store accepts cash on delivery and cashless payments. When paying by the second method, customers of our partner bank VVK are provided with a cashback of up to 6%.